I’m so glad I’m sensible with money after this current year and I’m so lucky to be in a position where I’m not hand to mouth either.
Self employment is great as you’re own boss and can work whenever you like. You have to do your own taxes, sure, but you can employ an accountant to help with that and mine this year has been phenomenal.
I applied for both my grants as I’m entitled to them but forever being sensible I haven’t spent it all yet. When I received that money, I always thought that I wouldn’t spend it on silly things – only use it for essentials as no one could predict what the rest of the year would be like. Although I like to think of myself as optimistic, I just knew this whole situation wasn’t going to disappear in one day.
So, I’m very lucky that I had this mindset all the way through because we’re being thrown into chaos again and this time it will only be 20% financial help.